Gen Z Guide to FI

Second credit card review! For those new to the blog, in 2023, I opened 6 credit cards and saved over $4000 on 6 trips through travel hacking this year (Pittsburg, Boston, Canada, North Carolina, Japan & Nigeria).

This card is part of the Chase Gauntlet. Here are some other cards in this gauntlet.

1. Chase Sapphire Preferred/Reserve – I had a preferred card
2. Chase United Explorer card
3. Chase SouthWest Card – I had this one
4. Chase Hyatt card – someday! I’ll open this one
5. Chase Ink Business Card – someday! I’ll open this one

I had the Sapphire Preferred in the past and absolutely loved it but I downgraded it. You can read more about it in my post – Downgrading Chase Sapphire Preferred. I will reopen a Sapphire Preferred in a few years.

There are so many articles on the Chase cards and rules. My favorite article is from ChooseFI’s post – The Chase Gauntlet.

Back to the United card! You can use my referral link if you are interested in getting this card as well.

I really like United, although Delta is my number 1. But this United card is absolutely fantastic, especially if you patronize United.

Here are some perks as of 9/27/23:

1. 2 free United Lounge passes per year – you can read more on my lounge experience in Free.99 lounge access.
2. As of September 2023, the card offers 60,000 miles for $3000 spent within 90 days. I wrote a post on how I hit this $3000 for this United card.
3. No foreign transaction fees
4. $100 statement credit for TSA Pre-check or Global Entry
5. 2 miles per $1 for United purchases
6. 1 mile per $1 for all other purchases

Cons:

1. $95 annual fee

Lowkey, I am thinking of downgrading or canceling this card sometime next year. Note that I only want to cancel because of the annual fee. I like the card a lot, especially for the free lounges but I’m mostly a Delta girlie.

Let me know if you like the card. DM me @genzfirebaby on Instagram.

XOXO Gen Z Fire Baby