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How much $$ should you save by 30?
Happy New Year, Fire Babies! I’m kicking off the year by asking some big questions. My friend reached out to me recently to ask, “What actual dollar amount should someone have at 30?” First, I am honored because my friends and family often come to me for financial advice. Most of them I send to…
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GZFB is 1
Today is the 1st anniversary of my first post on the blog. In my first post, I talked about being a Budgetosexual. I was referring to my obsession with following my budget in my quest for financial independence. I am grateful for all the support from the personal finance community I’ve met during this year.…
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I maxed out my Roth IRA
I’m not sure it was the best idea to use my student loan money to finish off my contributions in a lump sum. But I have no patience for dollar cost averaging. By the way, dollar cost averaging is choosing to contribute a specific amount of money into the stock market over a fixed period.…
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MAKE A FINANCIAL PLAN & ask God to bless it
“God will provide” isn’t a financial plan. I was venting to my therapist about financial dynamics I grew up with. To me, knowing exactly where every dime of my money is has always been important. But my parents were very different. Of course, living in a Nigeria with the responsibility of supporting several extended family…
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Downgrading Chase Sapphire Preferred
Wassup Fire Babies! I have opened 7 new cards for travel hacking. My biggest concern so far have been annual fees starting to rack up & my credit score dropping. My counterattack strategy for annual fees is to close or downgrade cards that no longer add value after the bonus. I am monitoring my credit…
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How to open a brokerage account
While on my trip to Canada, my homie asked “how do I invest?” or something similar at least. I got really excited because friends who finance together are friends forever right? *am I lonely?..* But on a serious note, I missed my friends. It was nice to know that I have people I can talk…
Gen Z Guide to FI 