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Reasons to not live in the middle of nowhere
I’ve mentioned before that I live in a random part of Northern California. It’s 1.5-2 hours from anywhere that is considerably exciting. My first big beef with living here is the lack of Ubers and Lyfts. That’s a red flag y’all. Anytime my parents or out of town friends visit, it’s always a struggle to…
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I hate cars
A love letter to sinking funds and emergency funds. In another life or maybe this one, I want a chauffeur. I despise driving. Every time I go to get my car checked, there’s always something new wrong with it. I thought the well reviewed local mechanic was ripping me off so I went to my…
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My relationship with stuff
One of the things I love about living in America is ‘the return policy’. Having moved from Nigeria, it has been difficult to let go of my “I-must-keep-everything-I-buy” mentality. Throughout college, I never returned anything I bought regardless of whether it was useful or not. However, I recently listened to ‘A Year of Less’ by…
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24 Bucket List Update – July 2023
Happiness accountability check in! I turn 25 in May 2024 and this is my list of 50 things that I would be happy that I’ve done once I’m 25. Updates are bolded and completed-ish things are crossed off. Next Update on this in 2 months. Posting these really makes me excited about how I can…
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MAKE A FINANCIAL PLAN & ask God to bless it
“God will provide” isn’t a financial plan. I was venting to my therapist about financial dynamics I grew up with. To me, knowing exactly where every dime of my money is has always been important. But my parents were very different. Of course, living in a Nigeria with the responsibility of supporting several extended family…
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62 years from now
This might be a morbid post. But I’d like to think it will be inspiring. You tell me. I listened to the audiobook “Die with Zero” by Bill Perkins recently. The book focuses on how to life your life and die with zero regrets. Make the most of your money while you’re here instead of…
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Spend with Intent – May
Baby when you finally… get to love somebody..guess what! Its gonna be Mayyyy. I always give myself the opportunity to splurge in May. I know we are in June but my heart is in May. Last month, I spent on 2 things that will bring joy. The first was wireless noise cancelling headphones. I got…
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50 things I want to do at age 24
A happiness coach recommended this. Writing this list made me really happy. Doing everything on it will make me even happier. I recently turned 24 and I was thinking about the 50 things that would make me happy at age 24. It is not in order of importance lol. This exercise gave me so much…
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Are you a selective workaholic?
Today, I wanted to quit but I didn’t. I was forced to come in on a Sunday after already working Monday to Saturday. For context, I earn a salary and work Monday to Friday. This means I worked Saturday and Sunday for $Free.99. I consider free labor as slavery & I am not about it. Story…
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My $100 grocery budget
Come rain, COVID or inflation, my $100 grocery monthly budget has stayed exactly the same. This seems extreme but I honestly hadn’t noticed or thought about how it has managed to stay so low until now. The heaviest line items in most budgets are housing, transportation and food. So, how have I kept my budget…
Gen Z Guide to FI 