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The Power of HYSA (i luv ALLY)
High Yield Savings Accounts (HYSA) can give you up to 5% APY (e.g if you put in $10,000, you get free $400 by the end of the year) on the money you put into it. I love HYSAs as short – medium term cash storage for two reasons. One, because of the high interest rates…
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Why I’m spending over $3000 on GMAT?
I’m looking for validation here. I have spent over $3000 as an investment in improving my GMAT score. Now, why am I doing this? Most of the schools that I’ve been looking into offer merit scholarships. I wrote the first paragraph of this over a month ago before starting my expensive GMAT prep class. I…
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Dealing with money in a dysfunctional family
I’m asking you for advice lol haha (please help). Just kidding (I’m not). The holidays are over and I placed myself in a situation where I was at home all day with my nuclear family unit (parents & brother) for 10 days. A recipe for disaster. Ok, I love my family but there has always…
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Getting Easy Beer Money
Ok note here that I don’t actually like beer but I’m talking an easy way to get about free $100 (in total) every month. And free $100 without any effort really. Here are some apps that I am using to save an extra $100 a month. Fetch Rewards Basically with this app, you can scan…
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3 Reasons to Join Delta SkyMiles
I haven’t always been a fan of Delta because of how expensive their flights are compared to other budget friendly domestic airlines (Southwest, Alaska). However, there are significant benefits and easy ways to earn Delta points (without booking flights).Anyway, these are my top reasons why you should open a SkyMiles rewards account so you can…
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Traveling the world for $FREE.99 (part 1)
Hello internet friends! Today, I am going to be talking about travel hacking through credit card churning. It is an extremely popular technique in the FIRE community that lets you travel the world for FREE. No, this is not a scam. It does require a good amount of strategy and planning. For starters, I only…
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The weight of dreaming big
If we had a drinking game for how many times people asked us “what do you want to be when you grow up?”, it would be one hell of a party. I always wanted to make movies. When I was about 12, I watched Rango. Now, it has been so many years since I watched…
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Budgetosexual
Hello internet friends and welcome to my “anonymous” financial independence blog! Gen Z Fire Baby is my diary of financial independence. I haven’t met any other 23 year olds, in 2022, who are as turned on by a well made budget as I am. I always knew something about me was not normal in that…
Gen Z Guide to FI 