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The Power of Joy :)
I hate small talk. Like, it is despicable to me. I spent a week training on creating & facilitating presentations in Utah for work. But I tried something new… One of the icebreakers that I absolutely despise is “say 1 interesting fact about you”. I spend the whole mothafucking time trying to think of what…
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Traveling for free thanks to my HSA
The Health Savings Account (HSA) helps you with taxes but did you know you can use it to travel the world for $FREE.99. This isn’t a scam I promise. I just started this journey and it is a sweet ride. So first, why should you get an HSA? Do you want to reduce your taxable…
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Travel Hack Fail #2
Japan baby. Guysss I don’t have enough vacation time for this trip. But the tickets are bought so we move. Some way some how, I will be in Japan in September. But I wasn’t able to hack this trip sadly. I paid $1559 for my United ticket from LAX to HND. I will probably hack…
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I scammed my dad
Hey hey hey. Before you question my sanity, this was his fault.This is my confession in case he ever reads my blog. I won’t apologize for my crazy ok. But my xoxo identity will never be revealed muahahaha. Anyway, it wasn’t that big a deal, I was just thinking about it on a random Tuesday…
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Traveling the World for $free.99 (part 3)
Pittsburgh, PA here I come. Total flight was $910 but thanks to travel hacking I only paid $11.20. Here’s how: In December 2022, I opened a SouthWest credit card that was offering 75,000 bonus miles after spending $3000 in the first 90 days. During the holidays, I spent about $2000 on groceries & holiday shopping…
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Spending with Intent – March
So this is technically February & March but I ordered new clothes. For the first time in a long time. Going on month 2.5 with spending on things I value thanks to @millenialmoneyhoney. The total came out to be $118 but I was really happy with my purchase. It is a versatile blue blazer and…
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How to get the most out of a bonus
I am referring to Federal and California taxes for my corporate fire babies out there. If you’re in a different state, look up state specific supplemental income tax. Side note, if anyone knows any attractive accountants, send them my way. Good looks + tax knowledge is a turn on 😉 I remember when I had…
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Spending with Intent – January
One of my fave FI influencers, Catie (@millenialmoneyhoney), had a challenge last year about “splurging” on an item or items that provide value and meaning to you. FIRE is not about deprivation. It’s about value and doing simple things that make your life better. Anyway, I started to do the same this year because 2023…
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The Power of HYSA (i luv ALLY)
High Yield Savings Accounts (HYSA) can give you up to 5% APY (e.g if you put in $10,000, you get free $400 by the end of the year) on the money you put into it. I love HYSAs as short – medium term cash storage for two reasons. One, because of the high interest rates…
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Dealing with money in a dysfunctional family
I’m asking you for advice lol haha (please help). Just kidding (I’m not). The holidays are over and I placed myself in a situation where I was at home all day with my nuclear family unit (parents & brother) for 10 days. A recipe for disaster. Ok, I love my family but there has always…
Gen Z Guide to FI 