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Negotiating your bills
$$ Bills yo!!! Today’s post is on how to reduce your fixed expenses with minimum effort. For starters, let’s talk price creep. Price creep is when prices rise slow and steadily. Your phone bill goes up $5 this year. Then, $15 the next year. Until you’re paying some ridiculous amount per year. Price creep is…
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I scammed my friend and her BF
Well they left me in the club to fend for myself so I feel no guilt about this one. Story time: In January, I wanted to party in SF because I was stressed AF from studying. It was supposed to be a girls trip but my coworker friend got busy and one of my homies…
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How to get the most out of a bonus
I am referring to Federal and California taxes for my corporate fire babies out there. If you’re in a different state, look up state specific supplemental income tax. Side note, if anyone knows any attractive accountants, send them my way. Good looks + tax knowledge is a turn on 😉 I remember when I had…
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The Power of HYSA (i luv ALLY)
High Yield Savings Accounts (HYSA) can give you up to 5% APY (e.g if you put in $10,000, you get free $400 by the end of the year) on the money you put into it. I love HYSAs as short – medium term cash storage for two reasons. One, because of the high interest rates…
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Getting Easy Beer Money
Ok note here that I don’t actually like beer but I’m talking an easy way to get about free $100 (in total) every month. And free $100 without any effort really. Here are some apps that I am using to save an extra $100 a month. Fetch Rewards Basically with this app, you can scan…
Gen Z Guide to FI 