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Downgrading Chase Sapphire Preferred
Wassup Fire Babies! I have opened 7 new cards for travel hacking. My biggest concern so far have been annual fees starting to rack up & my credit score dropping. My counterattack strategy for annual fees is to close or downgrade cards that no longer add value after the bonus. I am monitoring my credit…
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50 things I want to do at age 24
A happiness coach recommended this. Writing this list made me really happy. Doing everything on it will make me even happier. I recently turned 24 and I was thinking about the 50 things that would make me happy at age 24. It is not in order of importance lol. This exercise gave me so much…
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Are you a selective workaholic?
Today, I wanted to quit but I didn’t. I was forced to come in on a Sunday after already working Monday to Saturday. For context, I earn a salary and work Monday to Friday. This means I worked Saturday and Sunday for $Free.99. I consider free labor as slavery & I am not about it. Story…
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My $100 grocery budget
Come rain, COVID or inflation, my $100 grocery monthly budget has stayed exactly the same. This seems extreme but I honestly hadn’t noticed or thought about how it has managed to stay so low until now. The heaviest line items in most budgets are housing, transportation and food. So, how have I kept my budget…
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Canada 2023 Trip Review
Another $free.99 trip for the books. Flights were successfully hacked through Chase Sapphire Preferred. Housing was $free.99 as I invaded my friend’s bed and made her sleep elsewhere. This trip was the one I booked back in my December post – Traveling the World for Free.99. Check that out to learn more on how to…
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How to open a brokerage account
While on my trip to Canada, my homie asked “how do I invest?” or something similar at least. I got really excited because friends who finance together are friends forever right? *am I lonely?..* But on a serious note, I missed my friends. It was nice to know that I have people I can talk…
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AAdvantage Aviator Mastercard
Has the scammer been scammed? The AAdvantage Aviator Red Elite Mastercard offers 50,000 American Airline miles after first purchase. What?? Is this real? It is literally free money. Although, the annual fee is $99 though. But I also got lucky. While flying to Canada in April, I got a special in flight offer for $0…
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$3000 breakdown on United card in 90 days
How can you reach your minimum spend without spending more money than you need? It’s all about planning. Some factors to consider would be: large upcoming bills, regular monthly expenses, reimbursable expenses etc. Here is a quick breakdown of how I’ve reached my minimum spend on the United without spending more money than planned. #…
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Thank you Fire Babies :)
10 actionable tips in 10 mins Personal finance can be a lot but here are 10 things you can do that take 10 mins each. This is my celebratory post for my first 100 followers on instagram.10×10 = 100 minutes of personal finance GET IT.
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I’m too young to be this old
I might need to say goodbye to the party life. I’ve been thinking back to August 2022 when I began to feel the inclination that I was tired of this lifestyle. It was my close friend’s birthday. I didn’t want to drink because I needed to wake up early the next day. Instead, I waited…
Gen Z Guide to FI 