Gen Z Guide to FI

Gen Z Guide to FI

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  • June 24, 2023

    My Last GMAT

    Y’all have heard about sunk costs rights? You have already put in so much effort/time/money into something that isn’t working but you keep going and hoping for a different result. Well that’s the GMAT for me. This is the last time; I promise. It’s been a long 3 years of taking this exam on and…

    MBA
    MBA, SCHOLARSHIPS
  • June 20, 2023

    Travel Hack “Fail” #3

    I bought a one way ticket returning from Boston in July with 20,000 United Miles + $215. I am flying to Nigeria in July and will be returning to Boston for the last MLT MBA Prep conference. I consider it a win in some ways and a fail in some other ways. Either way, I…

    hobbies, Travel, Uncategorized
    FINANCIALINDEPENDENCE, FIRE, FREETRAVEL, GENZ, TRAVELHACKING
  • June 17, 2023

    62 years from now

    This might be a morbid post. But I’d like to think it will be inspiring. You tell me. I listened to the audiobook “Die with Zero” by Bill Perkins recently. The book focuses on how to life your life and die with zero regrets. Make the most of your money while you’re here instead of…

    WhyForFI
    diewithzero, FINANCIALINDEPENDENCE, FIRE, mentalhealth
  • June 13, 2023

    Spend with Intent – May

    Baby when you finally… get to love somebody..guess what! Its gonna be Mayyyy. I always give myself the opportunity to splurge in May. I know we are in June but my heart is in May. Last month, I spent on 2 things that will bring joy. The first was wireless noise cancelling headphones. I got…

    WhyForFI
    FINANCIALINDEPENDENCE, FIRE
  • June 10, 2023

    3 month travel hack hiatus

    I have opened 5 credit cards in the last 6 months to pursue travel hacking as my passive side hustle. I have earned the equivalent of $3,450 so far towards travel. My credit score has fluctuated a lot since I started but I told myself that if the score drops to a 720, I will…

    Easy Money, hobbies, Travel
    FINANCIALINDEPENDENCE, FREETRAVEL, TRAVELHACKING
  • June 6, 2023

    Downgrading Chase Sapphire Preferred

    Wassup Fire Babies! I have opened 7 new cards for travel hacking. My biggest concern so far have been annual fees starting to rack up & my credit score dropping. My counterattack strategy for annual fees is to close or downgrade cards that no longer add value after the bonus. I am monitoring my credit…

    Retirement, Travel
    FREE99, FREETRAVEL, TRAVELHACKING
  • June 3, 2023

    50 things I want to do at age 24

    A happiness coach recommended this. Writing this list made me really happy. Doing everything on it will make me even happier. I recently turned 24 and I was thinking about the 50 things that would make me happy at age 24. It is not in order of importance lol. This exercise gave me so much…

    hobbies, WhyForFI
    FIRE
  • May 30, 2023

    Are you a selective workaholic?

    Today, I wanted to quit but I didn’t. I was forced to come in on a Sunday after already working Monday to Saturday. For context, I earn a salary and work Monday to Friday. This means I worked Saturday and Sunday for $Free.99. I consider free labor as slavery & I am not about it. Story…

    WhyForFI
    FINANCIALINDEPENDENCE, GENZ, mentalhealth
  • May 27, 2023

    My $100 grocery budget

    Come rain, COVID or inflation, my $100 grocery monthly budget has stayed exactly the same. This seems extreme but I honestly hadn’t noticed or thought about how it has managed to stay so low until now. The heaviest line items in most budgets are housing, transportation and food. So, how have I kept my budget…

    Uncategorized, WhyForFI
    FIRE, food, foodwaste, mealprep
  • May 23, 2023

    Canada 2023 Trip Review

    Another $free.99 trip for the books. Flights were successfully hacked through Chase Sapphire Preferred. Housing was $free.99 as I invaded my friend’s bed and made her sleep elsewhere. This trip was the one I booked back in my December post – Traveling the World for Free.99. Check that out to learn more on how to…

    Travel, WhyForFI
    FINANCIALINDEPENDENCE, FREE99, TRAVELHACKING
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