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How to get the most out of a bonus
I am referring to Federal and California taxes for my corporate fire babies out there. If you’re in a different state, look up state specific supplemental income tax. Side note, if anyone knows any attractive accountants, send them my way. Good looks + tax knowledge is a turn on 😉 I remember when I had…
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Travel Hack Fail #1
This isn’t too bad actually. I just need to do more extensive research into international travel hacking. And this trip was more last minute. I spent $1,610 on a flight to Nigeria (your xoxo gossip girl blogger reveals another identity clue). Lodging and food is free since I’ll be staying with family. My cousin is…
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Mental Health and Money
This year, I started balancing #LivingInTheNow2023 with my obsessively frugal personality. #LivingInTheNow2023 is my attempt to become less of a compulsive planner and enjoy life in the moment. Don’t get me wrong, planning is great but it also adds a ridiculous amount of stress and anxiety to my daily life. Some back story: I started…
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Traveling the World for free.99 (part 2)
North Carolina bb! Here I come. Hello internet besties, this is part 2 in the series of free.99 travel in 2023. I do have some free.99 travel fails to update later but this is definitely a win. More to come on the failz lol 😦 Ok so I have an important pre-MBA conference to attend…
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Spending with Intent – January
One of my fave FI influencers, Catie (@millenialmoneyhoney), had a challenge last year about “splurging” on an item or items that provide value and meaning to you. FIRE is not about deprivation. It’s about value and doing simple things that make your life better. Anyway, I started to do the same this year because 2023…
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The Power of HYSA (i luv ALLY)
High Yield Savings Accounts (HYSA) can give you up to 5% APY (e.g if you put in $10,000, you get free $400 by the end of the year) on the money you put into it. I love HYSAs as short – medium term cash storage for two reasons. One, because of the high interest rates…
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Why I’m spending over $3000 on GMAT?
I’m looking for validation here. I have spent over $3000 as an investment in improving my GMAT score. Now, why am I doing this? Most of the schools that I’ve been looking into offer merit scholarships. I wrote the first paragraph of this over a month ago before starting my expensive GMAT prep class. I…
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Dealing with money in a dysfunctional family
I’m asking you for advice lol haha (please help). Just kidding (I’m not). The holidays are over and I placed myself in a situation where I was at home all day with my nuclear family unit (parents & brother) for 10 days. A recipe for disaster. Ok, I love my family but there has always…
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Getting Easy Beer Money
Ok note here that I don’t actually like beer but I’m talking an easy way to get about free $100 (in total) every month. And free $100 without any effort really. Here are some apps that I am using to save an extra $100 a month. Fetch Rewards Basically with this app, you can scan…
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3 Reasons to Join Delta SkyMiles
I haven’t always been a fan of Delta because of how expensive their flights are compared to other budget friendly domestic airlines (Southwest, Alaska). However, there are significant benefits and easy ways to earn Delta points (without booking flights).Anyway, these are my top reasons why you should open a SkyMiles rewards account so you can…
Gen Z Guide to FI 