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Traveling for free thanks to my HSA
The Health Savings Account (HSA) helps you with taxes but did you know you can use it to travel the world for $FREE.99. This isn’t a scam I promise. I just started this journey and it is a sweet ride. So first, why should you get an HSA? Do you want to reduce your taxable…
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Travel Hack Fail #2
Japan baby. Guysss I don’t have enough vacation time for this trip. But the tickets are bought so we move. Some way some how, I will be in Japan in September. But I wasn’t able to hack this trip sadly. I paid $1559 for my United ticket from LAX to HND. I will probably hack…
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Negotiating your bills
$$ Bills yo!!! Today’s post is on how to reduce your fixed expenses with minimum effort. For starters, let’s talk price creep. Price creep is when prices rise slow and steadily. Your phone bill goes up $5 this year. Then, $15 the next year. Until you’re paying some ridiculous amount per year. Price creep is…
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I scammed my friend and her BF
Well they left me in the club to fend for myself so I feel no guilt about this one. Story time: In January, I wanted to party in SF because I was stressed AF from studying. It was supposed to be a girls trip but my coworker friend got busy and one of my homies…
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MBA Series: cost of pre-MBA programs
Welcome to Part 2 of the MBA Series. Trying to get into a top school and get scholarships is a second job at this point. It has come with some pretty heavy punches to my wallet. However, I am hoping the returns will be worthwhile either in the short term or in the long term.…
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Romance (& Money)
This one is a more vulnerable one. I’ve learned a lot about myself in the romance department.This post is more romance with a sprinkle of cash. I’ve never been in a long relationship but I definitely lived my most player era so far in my 23rd revolution around the sun. The key lessons I’ve learned: Now lets talk cash,…
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I scammed my dad
Hey hey hey. Before you question my sanity, this was his fault.This is my confession in case he ever reads my blog. I won’t apologize for my crazy ok. But my xoxo identity will never be revealed muahahaha. Anyway, it wasn’t that big a deal, I was just thinking about it on a random Tuesday…
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Traveling the World for $free.99 (part 3)
Pittsburgh, PA here I come. Total flight was $910 but thanks to travel hacking I only paid $11.20. Here’s how: In December 2022, I opened a SouthWest credit card that was offering 75,000 bonus miles after spending $3000 in the first 90 days. During the holidays, I spent about $2000 on groceries & holiday shopping…
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Test Anxiety
I am writing this on the night right before my GMAT exam because my actual physical diary is at home and I can’t find a pen lol. I have spent the last few months throwing away my sanity and health honestly to try and improve my GMAT score. Has it been worth it? Hell no.…
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Spending with Intent – March
So this is technically February & March but I ordered new clothes. For the first time in a long time. Going on month 2.5 with spending on things I value thanks to @millenialmoneyhoney. The total came out to be $118 but I was really happy with my purchase. It is a versatile blue blazer and…
Gen Z Guide to FI 